XRP Price: $31M ETF Inflows Fail To Stop Downside Move

Quick Take:

• XRP price prediction appears bearish, and the chart flashes more downside ahead, as the asset lost key support at $1.10.
• Even in the bearish market structure, US Spot XRP ETFs continue to register persistent inflows, suggesting institutions' demand remains unchanged even after sentiment shifts.
• Ripple has proposed a lending protocol for the XRP Ledger that would let institutions borrow against tokenized assets.

XRP price prediction has become a hot topic amid market uncertainty. A massive fall in exchange reserves and persistent inflows into US spot XRP exchange-traded funds (ETFs) have been recorded in the past week.

This comes at a time when broader crypto market sentiment appears bearish, and top assets like Bitcoin (BTC), Ethereum (ETH), and even XRP are struggling to gain momentum.

At press time, XRP had declined around 0.9% over the past 24 hours and was trading at $1.03. Despite the falling price, market participants have shown a strong interest in the asset, as the trading volume jumped over 15% to $1.60 billion during the same period.

On-chain datasets flash bullish signal

However, on-chain metrics share a different story, as institutions and long-term holders appear to be showing their interest and confidence in XRP.

Data from SoSoValue discloses that over the past week, Spot XRP ETFs in the United States have attracted a massive $22.99 million in inflows. Meanwhile, on Monday, June 29, 2026, inflows stood at $15.34 million, indicating growing demand from institutions on Wall Street.

Apart from Wall Street, crypto investors have also shown a similar trend.

Data from CryptoQuant shows that XRP reserves on the exchange have fallen significantly from 2.692 billion XRP to 2.634 billion XRP in the past week.

This indicates that investors and long-term holders have potentially accumulated 58 million XRP tokens from Binance amid the market dip. On the higher time frame, exchange reserves have declined by a massive 76 million XRP over the past month.

Overall, it produces a bullish outlook for the asset. But the question remains: when will XRP react as the broader market structure flashes a bearish signal?

XRP price prediction: chart eyes another dip

According to the TradingView daily chart, XRP price, in the short term, seems bearish and poised for a potential dip.

The key factors that are currently driving this bearish outlook are broader market sentiment and a recent breakdown of key support at the $1.10 level. $1.1 has acted as a key floor since June 5, 2026.

For the past six trading days, XRP has been in a consolidation zone between the upper and lower boundaries of the $1.03 and $1.08 levels.

Based on the price action as of press time, the XRP remained in a downtrend and fell below the lower boundary of the $1.03 level, it could see a massive fall. If it happens, the asset could see an additional price dip of 11% and may reach the $0.92 level in the coming days.

However, this bearish thesis could only be invalidated if it reclaims the $1.10 level.

Meanwhile, the technical indicator Average Directional Index (ADX), which measures trend strength, reaches 27.12, above the key threshold of 25, indicating XRP is in a strong trend, which further reinforcing its bearish outlook.

Additionally, the price below the 200-day Exponential Moving Average (EMA) shows sellers in control, and the asset’s broader trend is bearish.

In other news, Ripple recently proposed a lending protocol for the XRP Ledger that would let institutions borrow against tokenized assets.

Here, the protocol automates all the processes of the loan mechanism from pooling assets to calculating interest. whereas the credit decisions remain off-chain with human lenders.